Menampilkan postingan dari Oktober, 2017

Money-saving tips that will stop you from overspending

You just withdrew money at an ATM, went for a walk around the neighbourhood and, by the time you got home, your wallet’s cleaned out. Then your phone pings with a message from the bank reminding you of another totally unplanned, random purchase. And before you’ve reached the end of your pay cycle, you’re broke and wondering how you got there. Sound familiar? Well, then it’s time for a reality check. Start with accepting that most things you buy are completely unnecessary. Open any closet in your home, and staring at you is most likely a whole mess of things you haven’t used, looked at or even thought about in months. Once you recognize there’s a problem, you can get down to fixing it.
Spell it out
“Women tend to be impulsive buyers. So what you should do is note down your expenditure. Before buying anything, ask yourself if you really need it and whether you have space to keep it,” says Shikha Bhatnagar, executive vice-president, Bajaj Capital. With debit and credit cards and e-wallet…